By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. You must use the website only for lawful purposes and in a manner that does not interfere with its operation or the rights of others.
The following clauses outline the principal terms and supporting reference material for this document.
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. You must use the website only for lawful purposes and in a manner that does not interfere with its operation or the rights of others.
This website provides general information about insurance selection services for retirees and related support. Any guidance, summaries, or comparisons are provided for general informational purposes only and do not constitute legal, financial, or insurance advice. We may change, suspend, or limit any part of the website or its content at any time.
The following clauses govern practical use, administration, and enforceable operating conditions.
If any fees, charges, or commercial terms apply to a service, they will be communicated separately before you proceed. You are responsible for reviewing any applicable terms before relying on a service or making a decision. We may decline or discontinue a request where permitted by law or where necessary for operational, compliance, or risk reasons.
You agree to provide accurate and complete information when submitting any enquiry or request through the website. You must not misuse the website, attempt unauthorized access, or use automated means to collect information without permission. We may restrict access where we reasonably believe there has been misuse, fraud, or a security concern.
Internal conditions and reference handling
All content on this website, including text, layout, graphics, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may view the website for personal, non-commercial use only unless we give prior written consent. No right, title, or interest in our intellectual property is transferred to you by use of the website.
Clause
All content on this website, including text, layout, graphics, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may view the website for personal, non-commercial use only unless we give prior written consent. No right, title, or interest in our intellectual property is transferred to you by use of the website.
Clause
The website is provided on an as available basis. To the fullest extent permitted by law, we do not warrant that the website will be uninterrupted, error-free, or free from harmful components. We are not responsible for losses arising from reliance on website content, third-party information, or decisions made on the basis of general information provided here.
The following docket presents two core legal entries in summary form for review alongside their supporting references and contact pathways.
These Terms are governed by the laws applicable in South Africa, without regard to conflict of law principles. Any dispute arising from or relating to the website or these Terms should first be raised with us in good faith. If a dispute cannot be resolved informally, it may be submitted to the competent courts or other lawful forum having jurisdiction.
We may update these Terms from time to time by posting a revised version on this website. Your continued use of the website after an update takes effect means you accept the revised Terms. If you have questions about these Terms or the website, you may contact us through the contact details provided on the site.
